Building resilience through VSLA and access to credit

Authors: IGAD
Date: 2019
Status: Open Access


VSLAs attempt to overcome the difficulties of offering credit to the rural poor by creating groups of people who can pool their savings to capitalise a source of lending funds. In Karamoja, members made savings contributions to the pool fund and borrowed from it at a modest interest rate, meet their basic needs and invest in businesses thus creating other income sources. This good practice was documented by IGAD with the support of FAO.